Do you have dental insurance or some type of dental benefits plan? You could be saving hundreds of dollars a year by using your benefits before December 31st. Why? Many insurance plans run on a traditional calendar year, and their benefits do not roll over into the next. If your plan runs on a fiscal year, you may want to switch for more savings. Read on to learn why it’s vital to see your dentist in Greensboro before New Year’s!
Do You Know Your Yearly Maximum?
The yearly maximum is the highest amount of money that your dental insurance plan will pay for dental work within one year. Check with your insurance what your maximum is, but the average plan’s ceiling is about $1,000. The maximum usually renews with the year’s end, which is why it’s in your best interest to use your benefits before New Year’s.
What’s Your Deductible?
The deductible is the amount of money that you pay out of pocket before your insurance. The amount of money you pay varies from plan to plan, but you may have a higher fee if you choose an out-of-network dentist. The average deductible is typically around $50, and it also restarts after December 31st.
Are You Paying Premiums?
If you’re paying money each month from your paycheck, you’re paying premiums. This is lost money if you aren’t seeing your dentist to use your benefits. Even if you don’t need treatment of any kind, be sure to always see your dentist for checkups and cleanings to prevent dental issues and detect early signs of disease and decay.
Do You Have Dental Issues?
If you don’t see the dentist for regular checkups and cleanings, or you delay treatment you need, you are risking your health and your money. These treatments will only get more extensive and expensive the longer you wait. More often than not, dental issues that aren’t treated become something worse than the original issue to begin with.
Many people make the mistake of only seeing the dentist when they see or feel a problem with their smile. The issue is, a lot of problems can’t be seen with the naked eye, so the only way to detect them are with X-Rays your dentist provides during routine checkups.
Call your dentist to schedule an appointment before the year ends to get the most out of your insurance. A quick visit before the end of the year will save your time, health, and your pocketbook.
Meet the Dentist
A graduate of the University of North Carolina, Dr. David Fisher provides personalized care to his patients in Greensboro. He stays up-to-date on all of the latest in dentistry through membership in various organizations like the Guilford County Dental Society. He currently runs his own practice, and he can be contacted through his website or by phone at (336) 288-1242 for any questions.